Financial inclusion and productivity are main drivers for sustained, inclusive and sustainable economic growth and societal progress. However, there is a widespread lack of access to finance and business productivity, particularly among small and medium-sized enterprises (SMEs). Also, basic infrastructure supporting technologies, communications, transportation, and financing that individuals and businesses rely on is not universally available, hindering economic and societal advancement further. Lightrock believes that enabling universal access to better financing, technology and innovation will make value chains, particularly in legacy sectors, and the corresponding businesses more efficient and productive, allowing them to further increase quality and access of essential products and services to underserved segments of the population while at the same time creating more jobs and improving livelihoods.
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Within this theme, we invest in solutions that are transforming finance to serve individuals and businesses better and promoting the adoption of technology and digitisation to increase their productivity.